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What is a Guarantor?

Sometimes borrowing money can be difficult. Creditors might be afraid to touch us if we have no real credit history. We can appear like too much of a risk. This is where a guarantor comes into the picture. Having one of these people in our corner can greatly increase our chances of getting a loan. Of course it is not always easy to find such a useful personage; especially one that the bank will be willing to accept.

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What Is Binding Arbitration?

These days many of us will be expected to sort out our grievances with a company through binding arbitration. There are pros and cons to this type of grievance resolution and there are those who claim it is unfair. This is something that we will often voluntarily give our consent to, but many of us might not understand the implications of what we are agreeing to at the time. There are also times when binding arbitration is mandatory. This is not to say that binding arbitration is necessarily a bad thing; it can actually work out well for the person making the complaint and it is now becoming common practice in many industries.

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