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What is a POD Account?

Thinking about what happens after we die might sound a bit morbid, but if we don’t do this it could mean that we create a lot of problems for those we love. Payable on death (POD) accounts are a good option to ensure that family can quickly access money if the worst happens to you. This type of service is free, and it just means that family members won’t have to deal with a lot of problems in order to get their hands on some cash for funeral expenses.

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What are Different Types of Bank Accounts?

banking accountsBanks offer a number of different types of accounts to customers and each of these will work in different ways. It is a good idea to learn about the different accounts because that way you will be more likely to choose the one that is most suited to your needs. In fact choosing the wrong bank account could cost you money because it might mean that you losing out on interest or other benefits.

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How to Choose Between Credit Card and Debit Card? What’s the Difference?

If you are faced with the dilemma of choosing a credit card or debit card there are a few things you will want to consider. Both of these pieces of plastic provide a different service and each has pros and cons associated with them. When you understand what each card has to offer you will be more likely to choose the one that is going to be most suitable for your needs. Read the rest of this entry »

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