Written by Anthony Carter ·
Filed under Basic Financial Concepts, Personal Finance
Those who have spent any time waiting in line at a bank in the UK or otherwise paid any attention to financial advertisements will almost certainly have heard about ISA’s. Those individuals who find saving easy and always likes to invest in the future are likely fully aware of this financial product. Many people though, will have heard about ISAs but will have no real idea about what this actually is all about. They may have a vague idea that it is something to do with investing or saving money, but have no real idea about the benefits of this type of product.
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Written by Yang Yang ·
Filed under Basic Financial Concepts, International Economics, World Economy
You will likely have noticed that currency exchange rates don’t tend to be static; in fact they can vary greatly from day to day. Some people actually use the fluctuation currency exchange rates as a means to make a profit; buying at one rate and selling at another. You may be wondering though, how exactly are these currency rates decided in the first place. Who decides how much a dollar is worth when compared to the Euro? You may also be asking yourself why they just don’t pick an exchange rate and just stick with it; instead of this constant fluctuation.
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Written by Yang Yang ·
Filed under Basic Economic Concepts, Basic Financial Concepts, World Economy
Anyone who watches the news is sure to have heard about the World Bank, but there may be some uncertainty as to what this institution actually is. Confusion about the World Bank is understandable as it is unlike any other bank people will be familiar with. In fact many would argue that it isn’t even a bank at all and more an agency that specializes in providing leveraged loans.
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Written by Yang Yang ·
Filed under Basic Financial Concepts, Business & Small Business, Corporate Finance, Finance
Managerial or corporate finance is the task of providing the funds for a corporation’s activities. For small business, this is referred to as SME finance. It generally involves balancing risk and profitability, while attempting to maximize an entity’s wealth and the value of its stock.
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Written by Yang Yang ·
Filed under Basic Financial Concepts, Finance, Personal Finance
Questions in personal finance revolve around:
- How much money is needed by a person (or a family), and when?
- Where will this money come, and how?
- How to protect against unforeseen personal events, as well as in the external economy?
- How can family assets be best transferred across generations (bequests and inheritance)?
- How does the tax policy (tax subsidies or penalties) affect personal financial decisions?
- How does affect the individual financial capacity?
- How can you for a secure financial future in an environment of economic instability?
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