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How do I Buy a Car with Bad Credit?

If you have a bad credit rating you will likely find it a bit more difficult to buy a car. The good news is that there will usually be a way to get around this. In fact, there are some car dealers out there that focus on selling vehicles to those with bad credit. They are not doing this out of any type of generosity. It just gives them access to a pool of potential customers who are looking for cars. The bottom line is that most dealers are desperate to sell their vehicles and all they care about is that you can pay the money for the vehicle. Here are a few ideas for how you can buy a car with bad credit. Read the rest of this entry »

What is Backward Integration?

There are many things that a business can do to grow and increase profits. Not only can they increase their customer base, but they can also expand their business. This could involve purchasing other businesses or just increasing their own operations. One type of business expansion that can be very successful is backward integration. This involves buying businesses that were previously suppliers. Owning such operations can have many benefits and we will consider these later in the article.

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7 Tips for Saving Money on Automobile Insurance

Anyone who has ever had to work for a living and manage the costs of living knows how very important it can be to budget living expenses, and reduce them to as low an obligation as possible.  It’s easy to cut out things like fast food, entertainment, and miscellaneous shopping costs, but it’s also helpful to know that you can cut costs associated with the necessities, too.  One such bill that can be adjusted is your automobile insurance bill.  Here are seven tips for saving money on automobile insurance.

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Top 5 Best Global Economics Books Reviewed

In recent years there has been plenty of evidence to show just how closely the different economies around the world depend on each other. In order to fully understand our own economy it is now vital to understand it within the global perspective. There have been a number of great books written on this subject. Here are the top 5 best global economics books reviewed.

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What is Price Elasticity of Demand?

The effect that demand has on price is often easy to see. If a lot of buyers are competing for a resource that is in short supply it has the effect of pushing up the price of this resource. When we talk about price elasticity of demand we are looking at the way that prices reach in regards to demand.

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What is a Hardship Withdrawal?

Investing in the future is always a great idea, and this is why we bother with things like pensions. If we have spare cash today then the wisest thing to do is put this by for later. When we get older we will likely have far less potential for making money so we have to make provisions for this now. This is why most of us will regularly put money into our pension funds. But what happens if we hit a bad patch now? Will we be able to get this money back that we have put aside for our retirement? Well this is where the hardship withdrawal comes into play. It is an option with some 401K plans and it is a way to get to our money early if life gets too rough financially. The companies that manage these plans add the hardship withdrawal element as a way to encourage people to choose them. This is because we are more likely to put money aside for our future if we know that we can get to it in an emergency.

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What is a Run Rate?

It is often important for a business to be able to evaluate their current performance and make predictions about the future. This is where the run rate enters the picture. It is a method by which a business will be able to evaluate their current position. This information can be used to evaluate the worth of any stock the company has. It is also very important when it comes to making important decisions in regards to budgeting. A company will have many resources at their disposal and the run rate can give an indication about whether these are being used efficiently.

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The Value of Home: What Determines Property Values

appraising property valuesThere have been countless articles, interviews, news segments, and specials devoted to the current housing crisis.  Foreclosures have, sadly, become a very real and almost daily occurrence in many cities.  Prices fluctuate wildly, and property taxes are leaving some homeowners out in the cold.  For people trying to sell their homes in the current housing landscape, deciding how to price their property can feel like walking a tightrope.  Multiple factors affect property value, and without a clear understanding of them, a homeowner can find themselves in possession of a home that has lost value, or unable to sell their property because the value is too high.

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