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Is There a Link Between Office Temperature and Worker Productivity?

We may not always realize it but our environment has a huge impact on our thoughts, feelings, and actions. It is now generally accepted that changing the environment of the individual will have a huge impact on their behavior. In the work environment there will always be a need to promote productivity. Humans are the most important resource that any company will have so it is vital to get the most from the. There is a lot of interest in how the work environment impacts productivity. One aspect of this is office temperature. Read the rest of this entry »

What is Amway?

Pyramid selling has developed a bit of a bad reputation over the years. Many experts view this type of business model as a type of scam. It needs to be said that some pyramid selling enterprises are better than others. By far the most well known and successful seller that uses this technique is Amway. This company was set up back in 1959 and is hugely successful. It currently employs about 13,000 people and makes about $9.2 billion each year in revenue.

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What is a Slush Fund?

The words ‘slush fund’ have developed a very negative connotation over the years. This is largely due to the fact that such money is often associated with breaking the law. There have been plenty of sensational media stories where corrupt politicians or business people have had money hidden away in their slush fund. Although this type of set aside money is often viewed negatively there are actually some very legitimate reasons for why a business or organization might have such a fund. Read the rest of this entry »

What is a Notional Amount?

Different financial instruments will have a face value. This is referred to as a notional amount or notional value. The word ‘notional’ means that something is just an idea and not a physical reality. The reason why we talk about a notional amount on a financial instrument is that it is an amount of money that doesn’t actually change hands. This numerical value is still important though, especially when it comes to calculating any payments that need to be made on a bond, future, or other derivative instrument.

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What is Structured Finance?

When it comes to obtaining a business loan there will usually be a number of options. In many cases a standard loan will not be suitable and some type of structured finance may be the best option. This type of loan is given based on the performance of the company in the past. This means that there is not the need to provide collateral in the same way as would be required with other types of loan. So long as the company can show a good cash flow in the past they can use this to secure the loan. Of course for it to be convincing to lenders this cash flow will need to have been consistent and enough to pay off any future repayments on the loan.

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What is Data Analysis?

Raw data can be hard to make use of unless it can be arranged into something more organized. Data analysis is a way to take this information and turn it into something that is far more useful. By working the data correctly it is possible to get the most value from it. There is also a dark side to data analysis though. In the hands of an expert it is possible to use the raw data to support almost any agenda. For this reason it is always important to think critically when dealing with this type of statistics. This involves understanding a bit about how such analysis is conducted and how it can be manipulated.

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What is SWOT Analysis?

If a business is intending to tack some type of action they will not want to go in to this blind. This would involve too much risk so the safest approach would be to do a bit of research first. SWOT analysis involves closely examining the strengths, weaknesses, opportunities, and threats involved in any plan. This tool is used by most businesses and organizations that are serious about increasing the likelihood of success for their plans. This type of analysis provides information about the strengths and weaknesses of any plan. Once this information is known it is possible to proceed with a lot more confidence. Read the rest of this entry »

What is an Allonge?

An allonge is something that may sound quite exotic, but it is actually quite a simple document. It is generally just a slip of paper where people can add their signature. The reason for having an allonge is that it makes it possible for the reader to confirm that they agree with the contents of a main document. In a lot of cases this slip of paper will be added to something like a contract or other agreement.  Even though this slip of paper is a separate physical document it is considered the same as the main document for legal purposes. The name of this piece of paper comes from the French word ‘allonger’ which means to draw out. Read the rest of this entry »

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