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What is Fraud?

What is fraud? You might think the answer to this is obvious, but the fact that some people seem to be able to get away with what others might consider fraud shows that it isn’t so straightforward. If we hope to be able to deal with fraud effectively it is important that we have a good definition of what this actually is.

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What is a Capital Expenditure?

Within business the term ‘capital expenditure’ is often used; you might also see it written as CAPEX, or investment expenditure. When we talk about capital expenditure we are referring to those investments that will produce rewards at some time in the future. This investment could occur in any number of ways such as buying new equipment for a factory or developing current resources. It is usual to view capital expenditure as those investments that will provide a return for longer than just one year.

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What is a Form W-9?

If you work as a freelancer in the US then the chances are that you are going to need to submit a Form W-9. While this form will be used for tax purposes you don’t actually use it to pay taxes.  This only form applies to people who actually work in the States as a freelancer – those outside the US will generally need to send a W-8.

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What is the Difference Between Debit and Credit When I Use My Bank Card?

Some of us may not be aware of this but it is possible to use our bank card as a debit card or a credit card in a lot of shops. The decision to choose either of these options will have pros and cons and it is therefore a good idea to consider these fully before deciding on either option.  If you are using your bank card as either a credit or debit card the money is still going to be taken from your account.

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What Causes Inflation?

If you follow the economic news you will probably have heard the word inflation, used many times; it has also become part of our everyday vocabulary. Despite the fact that most of us will be familiar with the word, we may be a bit unclear about exactly what this is or what causes it to happen. This is a topic that is much debated and of great concern to economists, politicians, business owners, investors, and others. It is something that may be of concern to everyone as inflation can impact us all in one way or another.

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Top 5 Best Financial Investment Books Reviewed

Financial investment is a topic of great interest to a lot of individuals concerned about their future. As the saying goes, ‘knowledge is power’ and knowing more about this topic should be able to help people make better decisions about investments. There have been a lot of books written on this subject but here are just five of the best financial investment books reviewed.

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What are the Biggest Mistakes that People Make When Choosing Life Insurance?

Choosing to purchase life insurance is a great way to protect your family should anything happen to you. Of course, most of us want to think too much about not being around, but knowing that those we love are going to be taken care of can be reassuring. While getting life insurance is often a wise move there are mistakes that people can make when choosing this type of policy.

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Top 5 Best Finance Management Books Reviewed

If you have an interest in finance management then you will find many books available that deal with this topic. Some of these texts are aimed at academics, or people who already have a firm footing in the subject, but there are also plenty of books aimed at the complete novice to the top. Here are just 5 of the top finance management books reviewed.

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